Here are some answers to some common problems
Medicare is available to United States Citizen and to legal residents who have Lived in the United States for at least 5 years in a row.
You must be 65 to enroll in Medicare- your spouse age doesn’t count.
You may enroll in Medicare even if you are not collecting Social Security yet.
You may enroll in Medicare even if you work past age 65 and have employer coverage or you are 65 andhave coverage through your spouse’s employer.
The earliest you can sign up for Medicare is the 1st of your 65th birth month. This is called your initial Enrollment Period (IEP). It lasts a totalof 7th months. It includes 3 months before. The month your birthday is on plus the 3 months after. It is best to sign up early to avoids gaps in coverage and late enrollment penalties.
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Medicare coverage is regulated and determined by the government not the insurance companies themselves. However, if you are electing a Medicare Advantage (Part C) plan it will be replacing your Medicare benefits with a private agency’s plan. Compare companies.
Yes, because Medicare supplement Plan F is Standardized by the United States Government to keep plans equally regulated. The only difference is the price each company is willing to charge for that selected plan coverage letter.